Tanzania’s Court Orders Harmonize to Pay CRDB Sh113 Million Amid Lavish Lifestyle Scrutiny

By Adonis Byemelwa

In a decisive ruling by the High Court Commercial Division, Tanzanian music star Harmonize, born Rajab Abdukahali Ibrahim, has been ordered to pay CRDB Bank Sh113 million. This judgment follows Harmonize's failure to repay a Sh300 million loan he secured in 2019.

The court's decision, rendered on August 2, 2024, by Judge Cleophas Morris, mandates Harmonize to settle the outstanding debt along with additional compensation for the bank's losses.

Judge Morris's ruling specifies that Harmonize must pay Sh103.18 million towards the remaining debt and Sh10 million as compensation for the bank's financial damages.

 In addition, Harmonize is required to pay an annual interest rate of 18% on the outstanding amount from the date he first defaulted until the judgment date. Furthermore, an additional 7% annual interest will accrue from the judgment date until full payment is completed, along with the court costs associated with the case.

The case numbered Commercial Case No. 151 of 2023, proceeded without Harmonize’s defense after he failed to respond to multiple court summons.

 Despite being served on four occasions between December 2023 and March 2024, Harmonize did not appear in court or provide any defense. The court even resorted to publishing a summons in the Mwananchi newspaper, which Harmonize also ignored.

According to the court’s findings, Harmonize took the loan on October 10, 2019, to purchase music equipment, establish a music studio, and promote his music.

The loan, which was to be repaid with an 18% annual interest rate over three years, required Harmonize to manage it through a bank account with CRDB. However, Harmonize’s failure to adhere to these conditions and his inability to repay the loan in full led to legal proceedings.

The court also highlighted that despite CRDB Bank’s efforts to accommodate Harmonize’s request to reduce his monthly repayment from over Sh10.8 million to Sh3.3 million, he still defaulted. By the time the case was filed, he owed Sh103.185 million in principle alone.

The judgment comes amid public scrutiny of Harmonize’s financial situation, especially in light of his extravagant lifestyle. His former relationship with Frida Kajala was characterized by ostentatious displays, including large billboards along major city roads, lavish gifts, and high-profile events.

 Notwithstanding their breakup, the couple's public displays of luxury, such as expensive Range Rovers and elaborate celebrations, stood in stark contrast to his financial troubles.

Critics have not been shy about voicing their concerns over this discrepancy. Paul Masalu, a prominent figure in Shinyanga, expressed frustration over the disconnect between the visible wealth of artists and their financial responsibilities.

"It’s troubling to see public figures flaunting their wealth while failing to meet their financial obligations," Masalu commented. "It undermines the values of accountability and integrity."

Paschal Makonda, another critic, added, "Artists like Harmonize should be role models for financial responsibility, but instead, we see them living extravagantly while neglecting their debts. This behavior sets a poor example for their fans and the public."

Jenester Shiija also weighed in, emphasizing the ethical implications of such behavior. "There is a growing concern about how some artists prioritize public appearances over their financial duties. It’s a reflection of broader issues within our entertainment industry and society."

The High Court’s ruling serves as a stark reminder of the importance of financial accountability, regardless of one's public image. As Harmonize faces the repercussions of his financial missteps, this case highlights the risks associated with living beyond one's means and the consequences of failing to meet financial commitments.

The judgment underlines the necessity for responsible financial management and serves as a cautionary tale for other public figures who might be tempted to prioritize their image over their financial obligations.